Remortgaging

There are several reasons why people remortgage their property. A common reason is, to raise capital for home improvements. We can help with this, and it can often be done very quickly. There is usually no requirement for conventional searches to be done because search indemnity insurance is often acceptable to lending institutions, cutting down the time it takes to complete the advance.

Transfer of Equity

A transfer of equity is quite common when, usually, cohabitees decide that they no longer want to live together, but one co-owner wishes to continuing living in the property. Subject to the consent of any lender who has a secured charge on the property, it can be transferred fairly quickly. It will usually be transferred subject to the mortgage, but the co-owner leaving the property will be released from the mortgage. It is not uncommon for the remaining co-owner to raise an additional advance from the lender, to be able to pay out a fair share to the co-owner leaving the property. We can help with this and ensure the transfer is as smooth as possible

Other Ownership Issues

If you have any other legal problem regarding goods or property, give us a call for a chat.